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The Basics

1. Where are my important documents e.g. will, life assurance policies.

2. Is my will up to date? Is my spouse's will up to date? Is my business partner's will up to date? Are our share agreements up to date?

3. What financial milestones have I got coming along? Are there any marriages, christenings, bar mitzvars, significant birthdays, or similar dates where cash needs to be expended that can't be supported out of normal income?

4. How long before I retire?

5. Will my current pension plans meet my needs for income after I retire, or is there a shortfall?

6. How should I cater for inflation?

7. Do my advisers have the relevant knowledge and experience to understand my situation and requirements?

8. Do I have a schedule of current financial commitments, and do I know why I am spending what I am spending?

9. Can I locate the paperwork for my existing financial commitments (standing orders, policies, guarantees, etc)?

10. Do I understand my existing savings and investment commitments? What don't I understand about them? Do I know why I started them?

11. Do I want to give to my family before I die? To anyone

12. Is my will up to date? Have I made a new one since my divorce?

13. Which of my accounts are joint accounts?

14. What do I owe at the moment?

15. What am I owed at the moment?

16. What are my assets worth at the moment?

17. What is my income at the moment?

18. What is my regular expenditure at the moment?

19. What amounts are outstanding on my credit/debit cards?

REMEMBER You should not use any information contained on this page as the basis of any action until you have discussed matters with your financial adviser.