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General Finance (questions to ask)

1. Do I have an interest producing current account?

2. What rate of interest do I pay on my credit/store card(s)?

3. What are the outstanding amounts on my credit cards? Is this usual or unusual?

4. What level of bank charges do I pay?

5. Does my cheque account pay interest on positive balances?

6. What do I have outstanding on my personal loans/hire purchase? What interest rate is payable? What period remains of the payment term?

7. Do I have an overdraft? Is it authorised? What charges are levied if I go over the level agreed with the bank?

8. Is my will up to date? Where do I keep my will?

9. Where are my other important documents? Who else knows?

10. Who are my solicitors and accountants?

REMEMBER You should not use any information contained on this page as the basis of any action until you have discussed matters with your financial adviser.