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1.2 'Living Too Long'

  • This is not just a problem of ensuring that income continues in retirement. The likelihood of living longer is greater today than in most of our history.

  • Old age brings its own protection requirements:


    1. There is still the need for life cover to provide for the family and payment of tax and outstanding debt.
    2. Physical infirmity is an increasing possibility, so care and protection will need to be catered for.
    3. Ill health is also increasingly likely, so medical care becomes of greater importance

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