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3.2.5 Factors to Consider for Private Medical Insurance

  • How are previous and existing conditions treated.

  • Range of treatments available, both inpatient and outpatient.

  • Any overall cost limits for treatment.

  • Additional costs for family members.

  • Whether different ranges of benefits are available at different cost levels.

  • NB. This particular type of contract offers a wide variety of options relating to costs, treatments and age limits. These points mentioned here are but a few; particular attention should be given to the different requirements of different types of client e.g. single, married no children, married with children, working, retired.


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